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RBI Grants Exemption to SWAMIH Fund for Stalled Real Estate Projects.

Banking & Finance | Dated: 30 Oct 2025

The Reserve Bank of India (RBI) granted regulatory exemption to the Special Window for Affordable and Mid-Income Housing (SWAMIH) Fund for funding stalled real estate projects. The exemption allows the fund to operate with greater flexibility and expedite the completion of pending affordable and mid-income housing projects, protecting the interests of homebuyers.

🎯 Key Highlights:

  • The Reserve Bank of India (RBI) granted the regulatory exemption.
  • The exemption was granted to the SWAMIH Fund for stalled real estate projects.
  • The exemption allows the fund to operate with greater flexibility to expedite project completion.

💡 Other Important Facts:

  • The fund protects the interests of homebuyers whose projects are pending.
  • It is crucial for improving liquidity in the real estate sector.
  • The move aids the government's mission of ‘Housing for All’.

📚 Test Your Knowledge:

Which institution granted regulatory exemption to the SWAMIH Fund for funding stalled real estate projects?

Correct Answer: RBI

🚀 Quick Recap:

About SWAMIH Fund

  • Full Form: Special Window for Affordable and Mid-Income Housing, Objective: Complete stalled projects.
  • Governing Body: Ministry of Finance, Management: SBICAP Ventures, Exemption: Regulatory flexibility from RBI.