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Razorpay and YES Bank Launch India’s First Biometric Card Authentication System Compliant with RBI 2025 Guidelines.

Banking & Finance | Dated: 09 Oct 2025

In October 2025, Razorpay in collaboration with YES Bank launched India’s first biometric card authentication system aligned with the Reserve Bank of India (RBI) 2025 guidelines. The system integrates facial recognition with an AI-driven risk engine to enhance security and reliability for online card payments.

🎯 Key Highlights:

💡 Other Important Facts:

  • (i) The Access Control Server (ACS) enables biometric verification using facial recognition, replacing traditional two-factor authentication methods that relied on PINs and SMS OTPs (One Time Passwords). This ensures safer online transactions and reduces the risk of fraud.
  • (ii) The system minimizes transaction failures caused by OTP delays or errors, providing a smoother user experience. It is fully compliant with RBI’s updated 2025 digital authentication guidelines, strengthening India’s secure digital payment ecosystem.
  • (iii) The AI-powered ACS system is capable of processing up to 10,000 transactions per second, offering scalable and efficient online payment processing while reducing errors related to OTP-based authentication.

📚 Test Your Knowledge:

Which fintech company collaborated with YES Bank to launch India’s first biometric card authentication system in October 2025?

Correct Answer: Razorpay

🚀 Quick Recap: